<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xmlns:xhtml="http://www.w3.org/1999/xhtml">
  <url>
    <loc>https://www.gtipay.co/about</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-08-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60200ecc7930f3480ba0f208/1613322861227-ERCY40BLX9SEH02NT002/gtipaysnip19.PNG</image:loc>
      <image:title>About</image:title>
      <image:caption>GTiPay Group Overview GTiPay was established in 2011 with headquarters in the United States to advance the path to financial freedom and prosperity for consumers in the developing world. GTiPay Group offers a suite of B2C and B2B mobile banking, microloans and payment solutions to consumers and retail markets across Africa, North America and the United Kingdom. GTiPay’s mobile banking solution provides agency banking &amp; merchant payment network, servicing 90% of the un-banked in Africa. GTiPay mobile banking is a unique mobile banking platform with advanced features, a powerful application that can run independently, or be partnered with financial institutions to provide customers with instant access to their funds wherever from any part of the world. Our system provides a safe, easy-to-use, and instant method for managing your money. GTiPay connects, Telco mobile money users, and Bank customers to a robust "Merchant Payment Network." GTiPay currently offers international payment services across continents through its affiliates. Market Opportunity GTiPay is targeting opportunities in Mobile Banking, MicroFinance and Project Finance in developing parts of the worlds. GTiPay’s current operational focus is on opportunities in African Union countries and its goal is to digitize rural farming cooperatives and provide microloans to farming cooperatives members. An unbanked, rural farm worker in Africa earns just $2 per day on average. However the impact of agriculture is immense as farming revenues can contribute up to 40% of GDP in some African countries. Today, banks service just 10% of consumers in metropolitan areas. Merchant Payment Solutions provides an equally compelling opportunity for GTiPay as only 5% of Consumers conduct ecommerce via merchants POS transactions. Our payment hub Locations &amp; approximate Addressable Market Sizes are as follows: Kampala, Uganda - East Africa = 240 Million Pretoria, South Africa - Southern Africa = 200 Million Accra, Ghana - West Africa = 260 Million Lusaka, Zambia - Central Africa = 100 Million</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.gtipay.co/contact</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-01-03</lastmod>
  </url>
  <url>
    <loc>https://www.gtipay.co/products</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-10-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60200ecc7930f3480ba0f208/1612725717076-DQNIOM4LD9Y74WDD65NN/gTIPAYsnip5.PNG</image:loc>
      <image:title>Products - Mobile Banking</image:title>
      <image:caption>GTiPay’s Mobile Banking Platform provides a secure, encryopted transactions and payment token account information with no personal information used in POS transactions. The platform has the latest security KYC &amp; AML best practices with detailed monitoring and audit capabilities. Other key features include: Free registration of virtual bank accounts, linking recipients of international remittances of direct deposits to a GTiPay virtual account. Highly competitive transaction fees with instantaneous payment &amp; settlements. Cardless ATM transactions, instantaneous transfers between accounts worldwide. Customizable value-added services, utility payments, including micropayments and aggregated settlements GTiPay - Africa. Mobile Network independent (service focus, African Diaspora) Merchant payment services for merchant/retailers POS systems and ecommerce business.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60200ecc7930f3480ba0f208/1612726121065-TQ6RFPZK35QUJSPE83D7/gtIPAYsnip6.PNG</image:loc>
      <image:title>Products - Commercial Lending</image:title>
      <image:caption>GTiPay is digitizing Farming Cooperatives and their membership as a way to offer FinTech &amp; MicroLoan services to many agribusiness. Qualified farmers agree to pay 3.5% interest per Month on all Micro loans with capital reduction upon full repayment at crop sale. Farmers use business loans for expansion purposes. Average Micro Loan is $350 to $500 for 3-Month, 6-Months or 9-Months terms and is used to for Chemical/Fertilizer purchases &amp;/or crop seeds. Farming cooperatives offer farmers guaranteed fair market price, guaranteed crop purchase, and the opportunity to export their goods to overseas markets via confirmed PO’s. Farmers seek membership in farming cooperatives so that they can collectively apply for Fintech - Micro Loans.  Projects provide Micro Loans to Village Community Savings Groups, Farming Cooperatives (SACCOs), Artisinal Miners, Farm Smallholdings, Agribusinesses, Small Businesses, Schools, Healthcare, Community Faith Based Groups and Charity Outreach Programs.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60200ecc7930f3480ba0f208/1612725110521-4JFWPI5J566AWPSZ6Y6B/GTiPayPOS.PNG</image:loc>
      <image:title>Products - Project &amp; Trade Finance</image:title>
      <image:caption>GTiPay advises &amp; invests in Project &amp; Trade Financings throughout the Middle East &amp; Africa. Selected projects are in the Transportation, Energy and Metals &amp; Mining sectors. GTiPay also invests in projects to empower disenfranchised communities in the Agribusiness. Current projects are in Uganda, Zambia and Ghana. Uganda Tea Consortium GTiPay has contracts with the Ugandan Tea Association and Tea Processors Consortium to produce higher quality tea for the export market and other production improvements along the Tea value chain. The Fund is exploring additional opportunities in other Agribusiness Value Chains (Coffee, Maize, Cocoa, etc.). GTiPay is working to secure additional Government Guarantees for its projects. GTiPay Fuel Club Card GTiPay has invested in MPN Int’l, and is developing GTiPay Fuel Club Card for the East African market. In addition to being the first independent vendor certified for POS, Prepaid card payments in Uganda, the GTiPay Fuel Club Card will bring significant cost-savings to fleet owners and retail customers. MPN Int’l is based in the U.S. and has international franchises in Uganda and Zambia and is a Payment Card Industry Data Security Standard (PCI DSS) certified company. For more information, please see our website at https://www.mpn-int.com</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.gtipay.co/home</loc>
    <changefreq>daily</changefreq>
    <priority>1.0</priority>
    <lastmod>2022-11-03</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60200ecc7930f3480ba0f208/1612802498161-2T8DWDDDSDFX3IQNA61U/GTiPaySNIP9.PNG</image:loc>
      <image:title>Home</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60200ecc7930f3480ba0f208/1612803111359-9D4WPV7SZG2O7QRTKEMV/gTIpAYsnip11.PNG</image:loc>
      <image:title>Home</image:title>
    </image:image>
  </url>
</urlset>

